Instructor insurance

[MarJay]

Hello,

My Sifu has been training people on and off for over 30 years but has generally done it informally with private lessons and a small class of 6 or 7 people. He wants to expand his training but in doing so he will need to actually arrange some of the more formal aspects of doing this including instructor insurance.

What do people do about this? Are you all members of specific associations? I know that one of the classes I've attended recently is covered by membership of an association, but do some of you have independent insurance etc? I've always sort of known that it would be required for a larger more commercial class but I've never really given it that much thought until now.

Thanks!

[songszort]

As your Sifu looks to expand his martial arts training program, obtaining instructor insurance is crucial to protect against potential liabilities, with options including general liability and professional lability coverage. Many instructors either secure independent insurance or join martial arts associations that often provide liability coverage as part of their membership benefits, along with additional resources and community support. To facilitate this expansion, it's important to formalize the training structure, develop a marketing strategy, ensure the training facility meets safety standards, and comply with local regulations. This approach will help transition from informal teaching to a structured, commercially viable program while ensuring safety and legal compliance.



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